Auto Insurance Costs in 2026
Car insurance is the highest-paying insurance category with CPCs of $30-50. The national average for full coverage is $1,680/year. Explore our comprehensive guides to find the best rates.
Best Car Insurance Companies
$1,200 - $2,800/yr
Finding the best car insurance means balancing coverage quality, customer service, and affordable premiums. We analyzed ...
Cheapest Car Insurance
$420 - $1,800/yr
Cheap car insurance does not have to mean bad insurance. Many top-rated companies offer competitively low rates with exc...
Full Coverage Car Insurance Cost
$1,400 - $2,800/yr
Full coverage car insurance combines liability, collision, and comprehensive coverage to protect you and your vehicle. W...
Liability-Only Car Insurance Cost
$420 - $900/yr
Liability-only car insurance is the most affordable option, covering only the damage and injuries you cause to others in...
Teen Driver Insurance Cost
$4,200 - $6,800/yr
Adding a teenage driver to your car insurance is one of the most significant premium increases parents face. Teen driver...
SR-22 Insurance Cost
$1,800 - $5,400/yr
An SR-22 is a certificate of financial responsibility that your insurer files with the state to prove you carry minimum ...
Classic Car Insurance Cost
$200 - $1,200/yr
Classic and antique car insurance costs significantly less than standard auto insurance because classic vehicles are dri...
Rideshare Insurance Cost
$150 - $400/yr extra
If you drive for Uber, Lyft, or other rideshare companies, your personal auto insurance typically does not cover you whi...
Commercial Auto Insurance Cost
$1,200 - $3,600/yr per vehicle
Commercial auto insurance protects vehicles used for business purposes, from single company cars to large fleets. It typ...
Military Car Insurance Cost
$800 - $1,600/yr
Active military members, veterans, and their families can access some of the lowest car insurance rates in the country. ...
New Driver Insurance Cost
$2,400 - $6,800/yr
New drivers face the highest insurance rates in the market due to having no driving history. Whether you are a teenager ...
Car Insurance After an Accident
+20% to +50% increase
An at-fault accident is one of the most impactful events on your car insurance rates. The average rate increase is 42% a...
Car Insurance After a DUI
$3,000 - $5,400/yr
A DUI conviction is one of the most costly events for your car insurance, with average rate increases of 65-100%. Beyond...
Minimum Car Insurance by State
$350 - $1,200/yr
Every state (except New Hampshire) requires drivers to carry minimum auto liability insurance. Requirements vary signifi...
How to Lower Car Insurance
Save $500 - $1,500/yr
The average American pays $1,680/year for car insurance, but most people overpay by $500 or more. By implementing proven...