Insurance Companies Compared (2026)
In-depth reviews of the 15 largest insurance companies in the United States. Compare rates, ratings, pros/cons, and find the best insurer for your needs.
State Farm
A++Auto: $1,480/yr avg
Home: $1,520/yr avg
Founded 1922 | Market share: 16.2%
GEICO
A++Auto: $1,360/yr avg
Home: $1,450/yr avg
Founded 1936 | Market share: 14.1%
Progressive
A+Auto: $1,520/yr avg
Home: $1,580/yr avg
Founded 1937 | Market share: 13.8%
Allstate
A+Auto: $1,720/yr avg
Home: $1,750/yr avg
Founded 1931 | Market share: 10.4%
USAA
A++Auto: $1,150/yr avg
Home: $1,380/yr avg
Founded 1922 | Market share: 6.2%
Liberty Mutual
AAuto: $1,920/yr avg
Home: $1,950/yr avg
Founded 1912 | Market share: 5.8%
Nationwide
A+Auto: $1,580/yr avg
Home: $1,580/yr avg
Founded 1926 | Market share: 3.9%
Farmers Insurance
AAuto: $1,850/yr avg
Home: $1,820/yr avg
Founded 1928 | Market share: 3.5%
Travelers
A++Auto: $1,650/yr avg
Home: $1,620/yr avg
Founded 1853 | Market share: 3.2%
American Family Insurance
AAuto: $1,550/yr avg
Home: $1,650/yr avg
Founded 1927 | Market share: 2.4%
Erie Insurance
A+Auto: $1,290/yr avg
Home: $1,280/yr avg
Founded 1925 | Market share: 2.1%
Amica Mutual
A+Auto: $1,350/yr avg
Home: $1,350/yr avg
Founded 1907 | Market share: 0.8%
The Hartford
A+Auto: $1,680/yr avg
Home: $1,720/yr avg
Founded 1810 | Market share: 1.8%
MetLife
A+Auto: $1,620/yr avg
Home: $1,580/yr avg
Founded 1868 | Market share: 2.8%
Prudential
A+Founded 1875 | Market share: 2.5%