Insurance Costs by State (2026)
Insurance costs vary dramatically by state. Click your state below to see detailed cost breakdowns for auto, home, and health insurance including state minimum requirements and top insurers.
Alabama
South
Auto: $1,598/yr
Home: $1,890/yr
Alaska
West
Auto: $1,281/yr
Home: $1,350/yr
Arizona
West
Auto: $1,680/yr
Home: $2,050/yr
Arkansas
South
Auto: $1,750/yr
Home: $2,190/yr
California
West
Auto: $2,065/yr
Home: $1,850/yr
Colorado
West
Auto: $2,150/yr
Home: $2,850/yr
Connecticut
Northeast
Auto: $1,850/yr
Home: $1,920/yr
Delaware
Northeast
Auto: $1,820/yr
Home: $1,180/yr
Florida
South
Auto: $2,762/yr
Home: $4,231/yr
Georgia
South
Auto: $1,875/yr
Home: $1,780/yr
Hawaii
West
Auto: $1,295/yr
Home: $1,210/yr
Idaho
West
Auto: $1,195/yr
Home: $1,320/yr
Illinois
Midwest
Auto: $1,620/yr
Home: $1,690/yr
Indiana
Midwest
Auto: $1,350/yr
Home: $1,510/yr
Iowa
Midwest
Auto: $1,180/yr
Home: $1,650/yr
Kansas
Midwest
Auto: $1,480/yr
Home: $2,580/yr
Kentucky
South
Auto: $1,920/yr
Home: $1,780/yr
Louisiana
South
Auto: $2,839/yr
Home: $2,950/yr
Maine
Northeast
Auto: $1,085/yr
Home: $1,180/yr
Maryland
Northeast
Auto: $1,825/yr
Home: $1,560/yr
Massachusetts
Northeast
Auto: $1,490/yr
Home: $1,920/yr
Michigan
Midwest
Auto: $2,878/yr
Home: $1,550/yr
Minnesota
Midwest
Auto: $1,465/yr
Home: $1,920/yr
Mississippi
South
Auto: $1,680/yr
Home: $2,250/yr
Missouri
Midwest
Auto: $1,575/yr
Home: $1,850/yr
Montana
West
Auto: $1,635/yr
Home: $1,780/yr
Nebraska
Midwest
Auto: $1,450/yr
Home: $2,250/yr
Nevada
West
Auto: $2,150/yr
Home: $1,350/yr
New Hampshire
Northeast
Auto: $1,095/yr
Home: $1,280/yr
New Jersey
Northeast
Auto: $1,905/yr
Home: $1,450/yr
New Mexico
West
Auto: $1,550/yr
Home: $1,680/yr
New York
Northeast
Auto: $2,695/yr
Home: $1,580/yr
North Carolina
South
Auto: $1,365/yr
Home: $1,720/yr
North Dakota
Midwest
Auto: $1,290/yr
Home: $1,750/yr
Ohio
Midwest
Auto: $1,250/yr
Home: $1,280/yr
Oklahoma
South
Auto: $1,880/yr
Home: $2,850/yr
Oregon
West
Auto: $1,485/yr
Home: $1,380/yr
Pennsylvania
Northeast
Auto: $1,610/yr
Home: $1,280/yr
Rhode Island
Northeast
Auto: $1,750/yr
Home: $1,850/yr
South Carolina
South
Auto: $1,680/yr
Home: $1,820/yr
South Dakota
Midwest
Auto: $1,310/yr
Home: $2,050/yr
Tennessee
South
Auto: $1,575/yr
Home: $1,780/yr
Texas
South
Auto: $1,945/yr
Home: $2,850/yr
Utah
West
Auto: $1,450/yr
Home: $1,150/yr
Vermont
Northeast
Auto: $1,185/yr
Home: $1,150/yr
Virginia
South
Auto: $1,310/yr
Home: $1,450/yr
Washington
West
Auto: $1,420/yr
Home: $1,280/yr
West Virginia
South
Auto: $1,565/yr
Home: $1,280/yr
Wisconsin
Midwest
Auto: $1,190/yr
Home: $1,280/yr
Wyoming
West
Auto: $1,280/yr
Home: $1,580/yr