Home Insurance Costs in 2026
Average cost: $1,200 - $4,200/yr. Explore detailed guides, cost breakdowns, and money-saving tips for every type of home insurance.
Average Home Insurance Cost
$1,200 - $4,200/yr
How much is home insurance per month?
Best Homeowners Insurance Companies
$1,200 - $2,800/yr
Which home insurance company has the best rates?
Flood Insurance Cost
$700 - $1,500/yr
How much is flood insurance per month?
Earthquake Insurance Cost
$800 - $5,000/yr
Does home insurance cover earthquakes?
Condo Insurance Cost
$350 - $850/yr
Do I need condo insurance if I have an HOA?
Renters Insurance Cost
$180 - $360/yr
How much is renters insurance per month?
Mobile Home Insurance Cost
$750 - $2,000/yr
Is mobile home insurance expensive?
Landlord Insurance Cost
$1,500 - $3,000/yr
Do I need landlord insurance for a rental property?
Umbrella Insurance Cost
$150 - $500/yr for $1M
Is umbrella insurance worth it?
Home Warranty vs Home Insurance
$400 - $600/yr for warranty
Is a home warranty worth it?
How to Lower Home Insurance
Save $200 - $800/yr
How much can I save by shopping for home insurance?
Home Insurance Claims Guide
Average claim: $15,000-$20,000
How long does a home insurance claim take?