Life Insurance Costs in 2026
Average cost: $15 - $500/mo. Explore detailed guides, cost breakdowns, and money-saving tips for every type of life insurance.
Term Life Insurance Cost
$15 - $50/mo for $500K
How much does term life insurance cost per month?
Whole Life Insurance Cost
$150 - $500/mo for $500K
How much does whole life insurance cost?
Universal Life Insurance Cost
$100 - $400/mo for $500K
How much does universal life insurance cost?
Life Insurance Cost by Age
$15/mo (age 25) to $300+/mo (age 65)
How much does life insurance cost at age 30?
No-Exam Life Insurance Cost
$25 - $65/mo for $500K
How much does no-exam life insurance cost?
Life Insurance for Seniors
$50 - $500/mo
What is the best life insurance for seniors?
How Much Life Insurance Do I Need?
Typically 10-15x income
How do I calculate how much life insurance I need?
Life Insurance vs Annuity
Varies widely
What is the difference between life insurance and an annuity?
Burial Insurance Cost
$30 - $150/mo
How much does burial insurance cost?
Joint Life Insurance Cost
10-20% less than two policies
How much does joint life insurance cost?