Auto Insurance in Wyoming
The average car insurance cost in Wyoming is $1,280 per year for full coverage. Wyoming requires minimum liability coverage of 25/50/20. The state's uninsured driver rate is 9.1%, which is below the national average of 12.6%.
Top auto insurers in Wyoming: State Farm, GEICO, Mountain West. We recommend comparing quotes from at least 5 companies, as rates can vary by 50% or more between insurers for the same driver profile.
Home Insurance in Wyoming
Homeowners insurance in Wyoming averages $1,580 per year for $300,000 in dwelling coverage. This is below the national average of $1,820/year. Rates are influenced by natural disaster risk, construction costs, and local claim frequency in the West region.
Health Insurance in Wyoming
The average individual health insurance premium in Wyoming is approximately $550/month before subsidies through the ACA marketplace. Many Wyoming residents qualify for premium tax credits that reduce this cost to $50-$200/month.
Minimum Insurance Requirements
Wyoming requires all drivers to carry minimum liability insurance of 25/50/20. This means: $25,000 per person for bodily injury, $50,000 per accident total for bodily injury, and $20,000 for property damage per accident. While these minimums are legally sufficient, most financial advisors recommend 100/300/100 coverage.
Top Insurance Companies in Wyoming
The largest and most popular insurance companies in Wyoming include:
- State Farm — Market leader in Wyoming
- GEICO — Competitive rates and strong service
- Mountain West — Popular choice with good coverage options