InsuranceCostDB

American Family Insurance Insurance Review (2026)

A.M. Best: AMarket Share: 2.4%Founded 1927 | Madison, WI

American Family Insurance serves 19 states primarily in the Midwest and West, offering competitive rates and strong community-focused service.

Average American Family Insurance Insurance Rates

Auto Insurance

$1,550/yr

Home Insurance

$1,650/yr

American Family Insurance Pros and Cons

Pros

  • + Competitive Midwest rates
  • + Good teen driver programs
  • + Strong agent network
  • + Community involvement

Cons

  • - Limited to 19 states
  • - Less known nationally
  • - Digital tools lag competitors

Insurance Products Offered

American Family Insurance offers coverage in: Auto, Home, Life, Business.

Company Overview

  • Founded: 1927
  • Headquarters: Madison, WI
  • A.M. Best Rating: A
  • Market Share: 2.4%

Frequently Asked Questions

Is American Family Insurance a good insurance company?

American Family Insurance has an A.M. Best financial strength rating of A and a market share of 2.4%. Competitive Midwest rates. However, limited to 19 states.

How much does American Family Insurance insurance cost?

American Family Insurance auto insurance averages $1,550/year. Home insurance averages $1,650/year. Your actual rate depends on your profile, location, and coverage needs.

What types of insurance does American Family Insurance offer?

American Family Insurance offers: Auto, Home, Life, Business insurance. They are headquartered in Madison, WI and were founded in 1927.