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Amica Mutual Insurance Review (2026)

A.M. Best: A+Market Share: 0.8%Founded 1907 | Lincoln, RI

Amica Mutual consistently ranks highest in customer satisfaction and offers dividend policies that return money to policyholders when claims experience is favorable.

Average Amica Mutual Insurance Rates

Auto Insurance

$1,350/yr

Home Insurance

$1,350/yr

Amica Mutual Pros and Cons

Pros

  • + Highest claims satisfaction
  • + Dividend policies (money back)
  • + Competitive rates
  • + Excellent customer service

Cons

  • - Not available in all states
  • - Smaller company
  • - Limited digital tools
  • - No commercial insurance

Insurance Products Offered

Amica Mutual offers coverage in: Auto, Home, Life, Umbrella.

Company Overview

  • Founded: 1907
  • Headquarters: Lincoln, RI
  • A.M. Best Rating: A+
  • Market Share: 0.8%

Frequently Asked Questions

Is Amica Mutual a good insurance company?

Amica Mutual has an A.M. Best financial strength rating of A+ and a market share of 0.8%. Highest claims satisfaction. However, not available in all states.

How much does Amica Mutual insurance cost?

Amica Mutual auto insurance averages $1,350/year. Home insurance averages $1,350/year. Your actual rate depends on your profile, location, and coverage needs.

What types of insurance does Amica Mutual offer?

Amica Mutual offers: Auto, Home, Life, Umbrella insurance. They are headquartered in Lincoln, RI and were founded in 1907.