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Liberty Mutual Insurance Review (2026)

A.M. Best: AMarket Share: 5.8%Founded 1912 | Boston, MA

Liberty Mutual is a large diversified insurer offering personal and commercial coverage. They are known for unique coverage options like new car replacement and better car replacement.

Average Liberty Mutual Insurance Rates

Auto Insurance

$1,920/yr

Home Insurance

$1,950/yr

Liberty Mutual Pros and Cons

Pros

  • + New car replacement coverage
  • + Accident forgiveness available
  • + Strong commercial insurance
  • + Good for unique coverage needs

Cons

  • - Higher than average rates
  • - Below-average claims satisfaction
  • - Complex pricing structure

Insurance Products Offered

Liberty Mutual offers coverage in: Auto, Home, Life, Commercial.

Company Overview

  • Founded: 1912
  • Headquarters: Boston, MA
  • A.M. Best Rating: A
  • Market Share: 5.8%

Frequently Asked Questions

Is Liberty Mutual a good insurance company?

Liberty Mutual has an A.M. Best financial strength rating of A and a market share of 5.8%. New car replacement coverage. However, higher than average rates.

How much does Liberty Mutual insurance cost?

Liberty Mutual auto insurance averages $1,920/year. Home insurance averages $1,950/year. Your actual rate depends on your profile, location, and coverage needs.

What types of insurance does Liberty Mutual offer?

Liberty Mutual offers: Auto, Home, Life, Commercial insurance. They are headquartered in Boston, MA and were founded in 1912.

Liberty Mutual Comparisons