Nationwide Insurance Review 2026 — Rates, Ratings & Coverage

Nationwide Insurance Review (2026)

A.M. Best: A+Market Share: 3.9%Founded 1926 | Columbus, OH

Nationwide is a diversified insurer known for competitive bundle discounts, pet insurance offerings, and their SmartRide telematics program.

Average Nationwide Insurance Rates

Auto Insurance

$1,580/yr

Home Insurance

$1,580/yr

Nationwide Pros and Cons

Pros

+ Good bundle discounts
+ SmartRide telematics
+ Pet insurance option
+ Strong financial planning

Cons

- Not cheapest rates
- Limited availability in some states
- Agent network smaller than State Farm

Insurance Products Offered

Nationwide offers coverage in: Auto, Home, Life, Pet.

Company Overview

Founded: 1926
Headquarters: Columbus, OH
A.M. Best Rating: A+
Market Share: 3.9%

Frequently Asked Questions

Is Nationwide a good insurance company?

Nationwide has an A.M. Best financial strength rating of A+ and a market share of 3.9%. Good bundle discounts. However, not cheapest rates.

How much does Nationwide insurance cost?

Nationwide auto insurance averages $1,580/year. Home insurance averages $1,580/year. Your actual rate depends on your profile, location, and coverage needs.

What types of insurance does Nationwide offer?

Nationwide offers: Auto, Home, Life, Pet insurance. They are headquartered in Columbus, OH and were founded in 1926.