InsuranceCostDB

The Hartford Insurance Review (2026)

A.M. Best: A+Market Share: 1.8%Founded 1810 | Hartford, CT

The Hartford is a well-established insurer known for their AARP auto/home partnership and strong small business and workers compensation insurance.

Average The Hartford Insurance Rates

Auto Insurance

$1,680/yr

Home Insurance

$1,720/yr

The Hartford Pros and Cons

Pros

  • + AARP member discounts
  • + Strong small business insurance
  • + Excellent workers comp
  • + Long history and stability

Cons

  • - Higher rates for non-AARP
  • - Limited personal lines focus
  • - Agent-dependent model

Insurance Products Offered

The Hartford offers coverage in: Auto (AARP), Home, Business, Workers Comp.

Company Overview

  • Founded: 1810
  • Headquarters: Hartford, CT
  • A.M. Best Rating: A+
  • Market Share: 1.8%

Frequently Asked Questions

Is The Hartford a good insurance company?

The Hartford has an A.M. Best financial strength rating of A+ and a market share of 1.8%. AARP member discounts. However, higher rates for non-aarp.

How much does The Hartford insurance cost?

The Hartford auto insurance averages $1,680/year. Home insurance averages $1,720/year. Your actual rate depends on your profile, location, and coverage needs.

What types of insurance does The Hartford offer?

The Hartford offers: Auto (AARP), Home, Business, Workers Comp insurance. They are headquartered in Hartford, CT and were founded in 1810.