Vision insurance covers eye exams, glasses, contact lenses, and may provide discounts on LASIK surgery. At just $10-$25 per month, vision insurance is one of the most affordable types of coverage and can save money if you wear corrective lenses or need regular eye exams.
Vision Insurance Cost
$10 - $25/moUpdated March 2026
Frequently Asked Questions
How much does vision insurance cost?
Individual vision insurance costs $10-$25/month ($120-$300/year). Family vision plans cost $25-$50/month. Employer-sponsored vision insurance is even cheaper, often $5-$15/month for individuals.
Is vision insurance worth it?
Vision insurance is worth it if you wear glasses or contacts. A basic eye exam costs $100-$250 without insurance, and glasses cost $200-$600+. Most vision plans cover an annual exam and provide $100-$300 toward glasses/contacts, making the plan pay for itself.
What does vision insurance cover?
Standard vision insurance covers: Annual eye exam (usually $10-$25 copay), Glasses frames ($100-$200 allowance), Lenses or contacts ($100-$250 allowance), and discounts on LASIK (15-50% off). Some plans cover additional lens options (anti-reflective coating, progressive lenses).
What is the difference between VSP and EyeMed?
VSP and EyeMed are the two largest vision insurance networks. VSP has more independent eye doctors, better frame allowances ($130-$200), and is more widely available through employers. EyeMed has more retail locations (LensCrafters, Target Optical), competitive contact lens benefits, and tends to have lower premiums.
Can I use vision insurance and health insurance together?
Yes. Health insurance covers medical eye conditions (glaucoma, cataracts, eye injuries). Vision insurance covers routine eye care (exams, glasses, contacts). If you have both, the health plan covers medical issues and the vision plan covers routine care. Some services may overlap.