Allstate Insurance Review 2026 — Rates, Ratings & Coverage

Allstate Insurance Review (2026)

A.M. Best: A+Market Share: 10.4%Founded 1931 | Northbrook, IL

Allstate is the fourth-largest personal insurer, known for their agent network and comprehensive coverage options across auto, home, and life insurance.

Average Allstate Insurance Rates

Auto Insurance

$1,720/yr

Home Insurance

$1,750/yr

Allstate Pros and Cons

Pros

+ Extensive agent network
+ Drivewise telematics discount
+ Good digital tools
+ Many coverage options

Cons

- Above-average rates
- Claims satisfaction below average
- Bundling required for some discounts

Insurance Products Offered

Allstate offers coverage in: Auto, Home, Life, Renters.

Company Overview

Founded: 1931
Headquarters: Northbrook, IL
A.M. Best Rating: A+
Market Share: 10.4%

Frequently Asked Questions

Is Allstate a good insurance company?

Allstate has an A.M. Best financial strength rating of A+ and a market share of 10.4%. Extensive agent network. However, above-average rates.

How much does Allstate insurance cost?

Allstate auto insurance averages $1,720/year. Home insurance averages $1,750/year. Your actual rate depends on your profile, location, and coverage needs.

What types of insurance does Allstate offer?

Allstate offers: Auto, Home, Life, Renters insurance. They are headquartered in Northbrook, IL and were founded in 1931.