InsuranceCostDB

Allstate vs Progressive (2026)

Our Verdict: Progressive for price

Progressive typically offers lower rates and better tools for comparison shopping, while Allstate provides a stronger agent network and more comprehensive coverage options.

CategoryAllstateProgressive
Avg Auto Rate$1,720/yr$1,520/yr
Avg Home Rate$1,750/yr$1,580/yr (partner)
Customer Satisfaction805/1000795/1000
Claims SatisfactionBelow AverageAverage
Best ForAgent support, comprehensive coverageLower rates, comparison tools

Overview

Progressive typically offers lower rates and better tools for comparison shopping, while Allstate provides a stronger agent network and more comprehensive coverage options. Both companies are major players in the U.S. insurance market with strong financial ratings and nationwide availability.

Rate Comparison

Allstate offers an average auto rate of $1,720/yr while Progressive averages $1,520/yr. For home insurance, Allstate averages $1,750/yr vs Progressive at $1,580/yr (partner).

Customer Satisfaction

In customer satisfaction surveys, Allstate scores 805/1000 while Progressive scores 795/1000. For claims handling specifically, Allstate rates as Below Average and Progressive rates as Average.

Who Should Choose Which?

Allstate is best for: Agent support, comprehensive coverage.

Progressive is best for: Lower rates, comparison tools.

Our Recommendation

Our winner is Progressive for price. However, insurance is highly personal — the best company for you depends on your specific profile, location, and coverage needs. We always recommend comparing quotes from both companies (and at least 3-4 others) to find your best rate.

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