Erie Insurance Insurance Review 2026 — Rates, Ratings & Coverage

Erie Insurance Insurance Review (2026)

A.M. Best: A+Market Share: 2.1%Founded 1925 | Erie, PA

Erie Insurance offers some of the cheapest rates with top-rated customer service, but is only available in 12 states plus Washington DC.

Average Erie Insurance Insurance Rates

Auto Insurance

$1,290/yr

Home Insurance

$1,280/yr

Erie Insurance Pros and Cons

Pros

+ Among cheapest rates
+ Excellent customer satisfaction
+ Rate lock feature
+ Strong claims handling

Cons

- Only available in 12 states + DC
- Small market share
- Limited digital tools

Insurance Products Offered

Erie Insurance offers coverage in: Auto, Home, Life, Business.

Company Overview

Founded: 1925
Headquarters: Erie, PA
A.M. Best Rating: A+
Market Share: 2.1%

Frequently Asked Questions

Is Erie Insurance a good insurance company?

Erie Insurance has an A.M. Best financial strength rating of A+ and a market share of 2.1%. Among cheapest rates. However, only available in 12 states + dc.

How much does Erie Insurance insurance cost?

Erie Insurance auto insurance averages $1,290/year. Home insurance averages $1,280/year. Your actual rate depends on your profile, location, and coverage needs.

What types of insurance does Erie Insurance offer?

Erie Insurance offers: Auto, Home, Life, Business insurance. They are headquartered in Erie, PA and were founded in 1925.