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State Farm Insurance Review (2026)

A.M. Best: A++Market Share: 16.2%Founded 1922 | Bloomington, IL

State Farm is the largest auto and home insurance company in the United States with a 16.2% market share. Founded in 1922, they are known for their extensive agent network and strong financial stability.

Average State Farm Insurance Rates

Auto Insurance

$1,480/yr

Home Insurance

$1,520/yr

State Farm Pros and Cons

Pros

  • + Largest auto insurer in US
  • + 18,000+ agent offices
  • + Excellent financial strength
  • + Good bundle discounts

Cons

  • - Higher than average rates
  • - Limited online tools
  • - Not available in all states for all products

Insurance Products Offered

State Farm offers coverage in: Auto, Home, Life, Health.

Company Overview

  • Founded: 1922
  • Headquarters: Bloomington, IL
  • A.M. Best Rating: A++
  • Market Share: 16.2%

Frequently Asked Questions

Is State Farm a good insurance company?

State Farm has an A.M. Best financial strength rating of A++ and a market share of 16.2%. Largest auto insurer in US. However, higher than average rates.

How much does State Farm insurance cost?

State Farm auto insurance averages $1,480/year. Home insurance averages $1,520/year. Your actual rate depends on your profile, location, and coverage needs.

What types of insurance does State Farm offer?

State Farm offers: Auto, Home, Life, Health insurance. They are headquartered in Bloomington, IL and were founded in 1922.

State Farm Comparisons