Overview
State Farm offers better rates for good drivers with superior claims handling, while Progressive excels with its comparison tools and high-risk driver acceptance. Both companies are major players in the U.S. insurance market with strong financial ratings and nationwide availability.
Rate Comparison
Progressive offers an average auto rate of $1,520/yr while State Farm averages $1,480/yr. For home insurance, Progressive averages $1,580/yr (partner) vs State Farm at $1,520/yr.
Customer Satisfaction
In customer satisfaction surveys, Progressive scores 795/1000 while State Farm scores 825/1000. For claims handling specifically, Progressive rates as Average and State Farm rates as Good.
Who Should Choose Which?
Progressive is best for: High-risk drivers, comparison tools.
State Farm is best for: Good drivers, agent support.
Our Recommendation
Our winner is State Farm for most. However, insurance is highly personal — the best company for you depends on your specific profile, location, and coverage needs. We always recommend comparing quotes from both companies (and at least 3-4 others) to find your best rate.