Overview
GEICO typically offers lower rates for drivers with clean records, while Progressive excels for high-risk drivers and offers better usage-based insurance options. Both companies are major players in the U.S. insurance market with strong financial ratings and nationwide availability.
Rate Comparison
GEICO offers an average auto rate of $1,360/yr while Progressive averages $1,520/yr. For home insurance, GEICO averages $1,450/yr (partner) vs Progressive at $1,580/yr (partner).
Customer Satisfaction
In customer satisfaction surveys, GEICO scores 810/1000 while Progressive scores 795/1000. For claims handling specifically, GEICO rates as Good and Progressive rates as Average.
Who Should Choose Which?
GEICO is best for: Clean driving records, military.
Progressive is best for: High-risk drivers, comparison shoppers.
Our Recommendation
Our winner is GEICO for most drivers. However, insurance is highly personal — the best company for you depends on your specific profile, location, and coverage needs. We always recommend comparing quotes from both companies (and at least 3-4 others) to find your best rate.