Progressive Insurance Review 2026 — Rates, Ratings & Coverage

Progressive Insurance Review (2026)

A.M. Best: A+Market Share: 13.8%Founded 1937 | Mayfield Village, OH

Progressive is the third-largest auto insurer, known for innovation including the Snapshot telematics program and the Name Your Price comparison tool.

Average Progressive Insurance Rates

Auto Insurance

$1,520/yr

Home Insurance

$1,580/yr

Progressive Pros and Cons

Pros

+ Name Your Price tool
+ Snapshot usage-based discounts
+ Excellent for high-risk drivers
+ Strong commercial auto

Cons

- Higher rates for good drivers
- Home insurance through partners
- Customer service inconsistent

Insurance Products Offered

Progressive offers coverage in: Auto, Motorcycle, Commercial, Boat.

Company Overview

Founded: 1937
Headquarters: Mayfield Village, OH
A.M. Best Rating: A+
Market Share: 13.8%

Frequently Asked Questions

Is Progressive a good insurance company?

Progressive has an A.M. Best financial strength rating of A+ and a market share of 13.8%. Name Your Price tool. However, higher rates for good drivers.

How much does Progressive insurance cost?

Progressive auto insurance averages $1,520/year. Home insurance averages $1,580/year. Your actual rate depends on your profile, location, and coverage needs.

What types of insurance does Progressive offer?

Progressive offers: Auto, Motorcycle, Commercial, Boat insurance. They are headquartered in Mayfield Village, OH and were founded in 1937.